Friday, May 5, 2017

where to apply for a student loan

where to apply for a student loan

hello, i'm cheri ashwood. i'm a guidance counselor,and today i'm going to tell you how to get a student loan with no credit history or co-signer.federal student loans, fortunately, are usually not based on your credit history, so you'llbe able to get a federal student loan if you are a first time in college freshman. if you'relooking to private loans from lending institutions or other organizations that will be lookingat your credit history, you may be required to do things such as, begin repayment immediately.the may disperse the money to you to pay for tuition, but you may be immediately responsiblefor making those payments. or you may just have to face a higher interest rate, whichis usually the standard for any loan for any reason, if you have a not so favorable credithistory, which includes not having a credit

history. unfortunately, not having a credithistory is the same as having bad credit. you can also save your money to pay for college,or also look into grants and scholarships that don't require repayment based on differentfactors, such as your academics, or organizations and affiliations may qualify you for differentgrants and scholarships. but, if student loans have become unavoidable for you, you stillhave several options if you don't have a co-signer or you don't have a credit history. i'm cheriashwood. i'm a guidance counselor, and your future starts today.

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