student loans without cosigner

so jean had a question about a car that he co-signed for hisgirlfriend they later broke up in now she's behindon the payments what can you do i everybody dave' sullivan here for thecredit guy tv this is one big reason why you shouldnever co-signed for anyone not even your child her or anyonebecause what you have to realize is it if how they make the payments on thatloan is going to be fully reflected on your credit report so if somebodycomes you who wants to have you cosign a

loan i would really not recommend that allnow gean in a situation where he co-signed for his girlfriend they areno longer together she's now late on the payments isaffecting his score what can he do well unfortunatelybecause he co-signed he's also responsible for the payments so heneeds to do is really concerned about credit report is pay for the car right not somethingyou really wanna do when you're no longer in arelationship with that person

so he could contact his ex-girlfriend say look you're not making the paymentsgive me the car and i will start making the payments that would be one option another option is to have her if she willsell the car and then you only owe the difference sothose are the two ways to get out of the situation neither is particularly good but that'sit once you sign for co signer is just likethe loans for you is not for someone else cosigning meansthat you're going to

assume the responsibility if theoriginal signer can't actually paid the loan so i hope that helps don't cause i for anybody period if theyneed to borrow money for a car then theyshould be getting that car should be paying cash nobody needs toborrow money to get a car just buy a clunker in the you know last year for a yearthen that's all you have go get another clunker alright so thosedave sullivan here for the credit guy tv so you

with a little bit me we're gonna changethe credit industry thank you

student loans with no credit

hi i am peter o'gradytoday i would like to talk to you about student loans. i think what we have to look at here is why theseloans are available in the first place and can i apply for one of these unsecured loans if i havebad credit? these unsecured loans are government fundedand are for higher educational graduates within the uk. why are these available? well students are being asked to pay for their own tuition fees, normally at a cost of approximately â£3000 per annum,funding is difficult for most people let alone students, so for a student to go to university and pay out of theirown pocket can be very demanding on any savings they have or even their parents.the government have set up these schemes to make it affordable for students to carry on their higher educationand achieve their goals and ambitions.

so what is involved in getting funding for a graduate? when a graduate knows they have been accepted for a university, they can apply to the student loans company, when the unsecured loan has been accepted, the student can expect to receive the funds in three payments spread across the year into their bank account when the university has confirmed that the student is attendingthe course, because this is a government funded scheme all unsecured loans should even be accepted for people withbad credit. when are these unsecured loans payable back to the government? in simple terms these unsecured loansare payable back to the government once the student has started employment or self employment and they start earning a gross income in excess of â£15,000 per annum, the amount they pay back will be determined by actually how much they earn. your employer can arrange for you to have your student loan repaid via their paye scheme, which will be deducted directlyfrom your salary and paid to hmrc on your behalf, they will

show on your pay slip as proof of payment.if you are self employed you will be responsible for calculating and paying your student loan repayments through your self assessment directly through hmrc. as always it is advisable to speak to a professional expertwhen making any financial decisions. so speak to a professional when seeking any unsecured loan advice to ensure you get the best possible unsecured loan solution for your personal circumstances. to get help today complete our online form at justunsecuredloans.comand you will be put in contact with an unsecured loan expert, who can answer any questions you have and take youthrough all the options to ensure you find the best unsecured loan solution.