Friday, May 5, 2017

where to apply for student loans

where to apply for student loans

hello, i'm cheri ashwood. i'm a guidance counselor,and today i'd like to talk with you about how to get a student loan to pay for off-campushousing. you're either a first time in college freshman, and you've decided that you don'twant to stay in the dorm, or you're attending college a little later in life, and you'redefinitely not going to stay in the dorm with a bunch of teenagers. you can obtain a studentloan, and student loans are primarily awarded to the school, and you will get what's calleda net check. student loans and any other financial aid disbursements are given to tuition andfees first. net check happens; it may be a couple of weeks into the school year. thismay cause some hardship if you're living in an apartment or housing of some sort thatmay not be as understanding about that. if

you were to obtain a private loan; a studentloan just the same is going to be applied towards tuition, but if you were to obtaina private loan from a lending institution that's willing to put the money directly intoyour hand or your bank account then you would have the money available for off-campus housing.your best bet may be to have a part time job, or money saved in order to pay for your off-campushousing, or you may just decide to live on campus because it may be more financiallysound. i'm cheri ashwood. i'm a guidance counselor. i'm very proud of you for deciding to continueyour education, and your future starts today.

where to apply for a student loan

where to apply for a student loan

hello, i'm cheri ashwood. i'm a guidance counselor,and today i'm going to tell you how to get a student loan with no credit history or co-signer.federal student loans, fortunately, are usually not based on your credit history, so you'llbe able to get a federal student loan if you are a first time in college freshman. if you'relooking to private loans from lending institutions or other organizations that will be lookingat your credit history, you may be required to do things such as, begin repayment immediately.the may disperse the money to you to pay for tuition, but you may be immediately responsiblefor making those payments. or you may just have to face a higher interest rate, whichis usually the standard for any loan for any reason, if you have a not so favorable credithistory, which includes not having a credit

history. unfortunately, not having a credithistory is the same as having bad credit. you can also save your money to pay for college,or also look into grants and scholarships that don't require repayment based on differentfactors, such as your academics, or organizations and affiliations may qualify you for differentgrants and scholarships. but, if student loans have become unavoidable for you, you stillhave several options if you don't have a co-signer or you don't have a credit history. i'm cheriashwood. i'm a guidance counselor, and your future starts today.